Legal
The short version: Vestly is an educational tool, not a financial advisor. Use it to understand yourself better — not as a basis for specific investment decisions.
By accessing or using Vestly at getvestly.co ("the Service"), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Service.
These terms are between you and XDimension LLC ("we," "us," "our"), a company operating under the trade name Vestly.
Vestly is an investor psychology profiling and portfolio risk analysis tool designed for self-directed retail investors. It helps you understand the relationship between your behavioral tendencies under stress and the risk profile of your actual holdings.
Vestly is currently in beta. Features, scores, and outputs may change as the product develops.
This is important. Please read it carefully.
Always consult a qualified, licensed financial professional before making investment decisions. Your financial situation is unique and requires individual advice.
You agree to use Vestly only for lawful purposes and in accordance with these terms. You agree not to:
By submitting data to Vestly — including your email address, quiz responses, portfolio holdings, and feedback — you grant XDimension LLC the right to store and process that data to provide the Service. We handle your data in accordance with our Privacy Policy.
You are responsible for the accuracy of any data you enter. Do not enter sensitive financial credentials, account numbers, or passwords anywhere on the Service.
All content on Vestly — including the risk methodology, scoring algorithms, archetypes, visual design, and written content — is the property of XDimension LLC and is protected by applicable intellectual property laws.
You may not reproduce, distribute, or create derivative works from Vestly's content without our written permission.
The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, error-free, or that any specific results will be obtained from its use.
Market data used in risk calculations is sourced from third-party providers and may contain errors or delays. We are not responsible for inaccuracies in third-party data.
To the fullest extent permitted by law, XDimension LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service — including any investment decisions made based on outputs from Vestly.
Our total liability to you for any claim arising out of your use of the Service shall not exceed $100 USD.
We reserve the right to modify or discontinue the Service at any time without notice. We may also update these Terms of Use from time to time. Continued use of the Service after changes constitutes acceptance of the updated terms.
These terms are governed by the laws of the State of Delaware, United States, without regard to conflict of law principles.
Questions about these terms? Email us at xdimensionllc@gmail.com.